Dental Insurance
Delta Dental of Illinois PPO
Starting January 1, 2026, Delta Dental of Illinois will be the plan administrator for the dental PPO Plan.
If you are enrolled in the dental PPO plan in 2025, you will automatically be enrolled with Delta Dental in 2026. You and your covered family members can go to any dentist, but you will generally receive greater benefits (and pay less out-of-pocket) for services you receive from a dentist who is a member of the Delta Dental of Illinois provider network. The plan pays the full cost of preventive services when using an in-network dental provider.
Delta Dental Resources
- PPO Dental Highlights
- Finding Network Providers
- Smile Perks
- Enhanced Benefits Program
- Pre-Treatment Estimates
- Member Connections Portal
- Delta Dental PPO Information Page
Guardian HMO
You and each family member you include under your coverage must choose a dentist who is a member of the Guardian Dental HMO provider Network as your primary dental care provider. The plan pays the full cost of preventive services. For all other covered services, the plan pays 100% of the cost after you pay a specified Copay.
Guardian HMO Resources
- 2025 Schedule of member payment responsibilities
- 2026 schedule will be available in late October.
- DHMO information Sheet
- Link to Presentation
- Guardian HMO Information Page