Life Insurance
Northwestern's Life Insurance is underwritten by MetLife. Northwestern provides a combination of Basic Term Life Insurance for you and the opportunity to purchase additional Supplemental, Spouse, and Dependent Child Term Life Insurance. Northwestern pays the cost of your Basic Term Life Insurance. You pay the cost of any Supplemental, Spouse, and Dependent Child Term Life Insurance you elect based on group insurance rates.
During Open Enrollment for 2026
For those already participating in the Supplemental Life Insurance Plan, they may increase by 1x salary to a maximum of 3x salary not to exceed $1 million without Evidence of Insurability. Any increase over 1x would require Evidence of Insurability.
For those already enrolled in Spouse Term Life Insurance Plan, you may increase coverage by $10,000 not to exceed $50,000 in coverage without Evidence of Insurability. Any increase over $10,000 or in excess of $50,000 will require Evidence of Insurability.
New enrollments or increases above what is mentioned above will require Evidence of Insurability.