Guardian Dental HMO
Plan benefits
- No annual benefit limit, simply pay the specified co-pay
- Preventive services covered at 100%
- This plan's network is only available in Illinois
- Orthodontia care for both adults and dependent children
- Covered services (copays will vary based on service performed):
- Minor restorative
- Endodontics
- Periodontics
- Oral surgery
- Crowns/inlays/onlays
- Prosthodontic service
- Implant services
The plan covers eligible services at 100% minus a specified copayment. A complete listing of eligible services and copayments amounts is available:
2026 Monthly premiums
| You | You + Spouse | You + Child(ren) | You + Spouse + Child(ren) | |
|---|---|---|---|---|
| Full-time | $6 | $12 | $13 | $19 |
| Part-time | $9 | $17 | $18 | $27 |
Find a dentist
Guardian Dental HMO only covers dental care services which are authorized in advance by an individual's primary care dentist. Enrollment in Guardian Dental HMO requires the designation of a primary care dentist.
The dentist provider network is accessible online or you can call customer service at 866-494-4542. To change your primary care dentist after initial enrollment, contact Guardian Dental HMO directly.
File a claim
This plan does not require the completion of claim forms. If you receive a bill, you should contact Guardian Dental HMO directly.
Mobile app
Guardian Dental HMO has a mobile application called "Guardian Anytime" that allows you to access their provider network and other plan related information from your mobile device. Find out more about the mobile app.