Cigna International
Employees on the Qatar campus may enroll in Cigna's International Expatriates Benefits.
Plan benefits
This is a summary of the plan benefits. Complete benefit information is available in the Certificate of Coverage.
- Prescription plan (See claim forms) covers medication at 100% through RxPrime. Mail order through Tel-Drug (800-835-3784).
- Vision coverage available as a separate plan offered by Cigna.
2024 & 2025 Member responsibility
In-Network
- $0 Deductible and Out-of-Pocket (OOP) maximum
- 0% Coinsurance
- No office visit or emergency room copays
Out-of-Network
- $200 single/ $400 family Deductible
- $1,000 single/$2,000 family Out-of-Pocket (OOP) maximum
- 20% Coinsurance
- No office visit or emergency room copays
Immunizations
- 100% coverage for children up to age 18
- Includes diphtheria, hepatitis A and B, measles, mumps, pertussis, polio, rubella, tetanus, varicella, Haemophilus influenza B
Routine mammogram
- 100% coverage, baseline exam for women ages 35–39
- One exam every two years for women ages 40–49
- Annual exam for women age 50+
Pap smear
- One test per year for eligible females age 18+
Physical therapy
- Limit 60 days: cardiac rehab, physical therapy, speech therapy, occupational therapy, pulmonary rehab, cognitive therapy
Chiropractic care
- 20 visit limit per calendar year
Diabetes treatment
- 100% coverage including insulin pumps, blood glucometer and strips, urine testing strips, insulin, syringes, lancets, alcohol swabs and pharmacological agents for controlling blood sugar
Hearings aids
- 100% coverage for dependents to age 24
- Maximum benefit $1,000 per hearing aid unit necessary for each ear, every three years
Exclusions
- Custodial Nursing Home Care
- Cosmetic Care except for the correction of congenital deformities or for conditions resulting from accidental injuries, tumors or disease
- Gender reassignment
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2024 monthly premiums
| You | You + Spouse | You + Child(ren) | You + Spouse + Child(ren) | |
|---|---|---|---|---|
| Full-Time | $271 | $629 | $561 | $867 |
2025 monthly premiums
| You | You + Spouse | You + Child(ren) | You + Spouse + Child(ren) | |
|---|---|---|---|---|
| Full-Time | $280 | $651 | $580 | $897 |