2026 Health Insurance Plans
Plan options
Northwestern offers US-based employees four United Healthcare medical plans and Qatar employees are offered the Cigna International Health plan. Additionally, US-based employees who are eligible and wish to enroll in ACA benefits, can choose the ACA HDHP option. Below is information about the plans, what they cover and how much they cost.
US-based faculty & staff:
- PPO
- HSA Plus
- HSA Essential
- HMO
- Read the current 2025 summary plan description for Northwestern’s health and welfare insurance coverage. The SPD for 2026 will be available soon.
Qatar-based faculty & staff:
US-based postdoctoral scholars:
US-based non-benefits eligible faculty & staff:
- ACA HDHP (Employees determined eligible based on ACA guidelines)
Forms and policies
- Download a copy of the UHC domestic or international out-of-network claims form.
- Northwestern faculty and staff traveling abroad on university business please visit the International Health Insurance webpage for more information.