2026 Health Insurance Plans
These health insurance plans are new for 2026. View older plans.
Plan options
Northwestern offers US-based employees four United Healthcare medical plans and Qatar employees are offered the Cigna International Health plan. Additionally, US-based employees who are eligible and wish to enroll in ACA benefits, can choose the ACA HDHP option. Below is information about the plans, what they cover and how much they cost.
US-based faculty & staff:
- PPO
- HSA Plus
- HSA Essential
- HMO
- Read the summary plan description for Northwestern’s health and welfare insurance coverage.
Qatar-based faculty & staff:
US-based postdoctoral trainees:
US-based non-benefits eligible faculty & staff:
- ACA HDHP (Employees determined eligible based on ACA guidelines)
Forms and policies
- Download a copy of the UHC domestic or international out-of-network claims form.