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BCBS of IL Dental PPO

The BCBS of IL Dental PPO (formerly Dearborn Dental) is a dental plan covering comprehensive care for members.

Plan benefits

Complete benefit information is available in the PPO Dental Highlights and the BCBS of IL Dental Booklet.

  • $3,000 annual maximum benefit per member
  • $50 per person annual deductible, $150 family maximum
  • Preventive services covered at 100%
  • Primary services covered at 80%
    • Routine fillings (amalgams and resins)
    • Endodontics
    • Periodontics
    • Oral surgery
  • Major services covered at 50%
    • Crowns/inlays/onlays
    • Prosthodontic service
    • Implant services

Orthodontics

Orthodontics covered for children through age 25. Claims must be submitted to BCBS of IL Dental in order to obtain reimbursement. For clarification and/or predetermination of the rates, please contact BCBS of IL Dental directly at (800)-573-9827.

Enhanced Dental Benefits for Special Health Issues


This program provides enhanced benefits to members with heart disease, diabetes, or who are pregnant. These members can get a third cleaning in the same year and/or 100 percent payment for gum treatments. This program provides enhanced benefits to members with the above health issues. These members can get a third cleaning in the same year and/or 100 percent payment for gum treatments. For clarification and/or predetermination of the rates, please contact BCBS of IL Dental directly at (800)-573-9827.

enhanced dental benefits


 2025 Monthly premiums

Monthly premiums for the BCBS of IL Dental PPO insurance plan by whether the employee is full-time or part-time and family members insured.
You You + Spouse You + Child(ren) You + Spouse + Child(ren)
Full-Time $23 $48 $54 $77
Part-Time $32 $69 $77 $109


Find a dentist

Members may receive care from any licensed dentist, but benefits are higher if care is provided by a BCBS of IL Dental  PPO network dentist.

File a claim

  • Complete a claim form
  • Submit the completed form directly to BLUE CROSS AND BLUE SHIELD OF ILLINOIS POST OFFICE BOX 23059 BELLEVILLE, ILLINOIS 62223-0059